Daren co-leads our investment advisory practice, holds the Chartered Financial Analyst (CFA) designation, and constantly hunts for unique wines.
WE ARE CALDER
For employers, we provide strategic consulting and administrative services for employee benefits and compensation programs, with an emphasis in retirement plans. We operate as your outsourced HR rewards, with a willingness to invest significant time with your employees so they understand their benefits.
For individuals, we provide comprehensive financial planning and modeling, investment management, and guidance enrolling in employee benefits and social security. We never sell any commissioned products and always provide unbiased guidance as a 3(38) fiduciary.
While our services span employee rewards and financial planning, our focus is on the people and companies we serve. We welcome the opportunity to meet you and earn your trust. Let’s start with a cup of coffee.
KEY SERVICES
- All
- For Individuals
- For Employers
Meet Our Partners
Dirk leads our investment advisory practice as the majority owner, serves at Golden K. Kiwanis, visits long-term care facilities with his collie Lily, and enjoys a fine craft beer.
Brian leads our 401(k) & employee rewards consulting practice, serves at New Canaan Society of Grand Rapids, and is always holding a coffee — or a child.
Calder is a community of highly credentialed professionals. We deliver unparalleled service as a team based on our collective thought leadership and diverse expertise.
Blog: Our Thought Leadership
2021Q1
Out with the old…in with the new! DOWNLOAD THE FULL QUARTERLY Happy New Year! We are thankful for this year’s opportunities and for making it…
2020Q3
DOWNLOAD THE FULL QUARTERLY The markets remained resilient through the end of September. Following four straight weeks of losses, all major market indexes are positive…
You Might be Saving Too Much in your 401(k)
Allow me to clarify the title right off the bat…I generally don’t think you can save too much. But I do think you can save…
Continue reading → You Might be Saving Too Much in your 401(k)
Medical Receipts…Do you Really need to keep track?
So, you’re finally on the HSA bandwagon. You now realize it’s the only account within which to build tax-free wealth. It’s the new 401(k). You…
Continue reading → Medical Receipts…Do you Really need to keep track?
Seeking Income
Are you looking to retire? Need income? Investors are often concerned with how much yield or income an investment can generate. Retirees want to invest…
Dear Grad, Avoid These Mistakes
Dear soon-to-be college graduate (or parents of a soon-to-be college graduate), You will soon enter a new era of salaried full-time employment with broad benefits…
Total Reward Statements Might be a Joke.
The other day I was sitting with someone who just got their Total Rewards Statement. “It’s such a joke” he said, “We were all laughing…
529s? Nah.
Do you really want to fund a 529? Answer: probably not. Don’t get me wrong, I’m with you on your intentions. And your logic is…
HSA Fast Facts
Health Savings Accounts (HSAs) are the most tax-advantaged savings vehicles available in the United States tax code. As such, these accounts should be used as the…